Newlyweds in Pittsburgh

My husband and I just got married about six months ago. Before we made our home together, we lived together in Philly PA in separate apartments. It was fun, inconvenient at times for our relationship that was getting more serious by the minute, but definitely practical when you hear that every apartment building we had lived in paid for our utilities. About a month before our wedding, my husband got a new job in Pittsburgh and we had to move away from our family and friends and start something completely new. It was fun house-hunting and imagining what our lives would be like behind four walls in a suburb right outside of Pittsburgh. When we found the perfect house, everything was great, we are newlyweds, everything is new for us and being in a new city was great. Well, it was great until we had a pretty rude awakening. We had been saying that the money we owed on the house wasn't as much as our apartments collectively. We realized we didn't factor in heating in Pittsburgh PA. I really have to find a new way to cut costs and still be warm in these chilly Pittsburgh winters!